Anyone who wants to discuss Personal Injury Medical Expenses should talk about their rights with our NYC personal injury attorneys.
It is a fact of life that accidents happen, and the one thing that often follows is a pile of medical bills. However, the concern over medical bills should never stop you from seeking the medical attention you need for accidental injuries. First, your physical health should be your priority, and second, someone else might be liable for your treatment costs.
Liability for Personal Injuries
If you suffered an injury caused by someone else’s negligence, the negligent party is liable for what is known as “damages”. This is basically being liable for all the losses you suffered because of your injuries.
While in theory, the person who negligently caused the accident is the one to look to for compensation for damages. In reality, you are likely going to file a claim against their insurance company if they are insured. This can be a more difficult process than you might imagine.
Battling Insurance Companies
Just because the person who caused the accident has insurance doesn’t mean the insurance company will write you a check. You will have to go to battle with the adjuster who will make sure to pay as little as possible.
What makes matters more complicated for NYC or NJ residents is that the insurance carrier driver is not responsible for paying your medical bills. New York and New Jersey are both “no-fault” states when it comes to insurance coverage. This means that who is to blame for causing the accident is not relevant when determining which company must pay.
Personal Injury Protection
Personal Injury Protection (or PIP) benefits are benefits you receive if you are injured in an accident, regardless of fault, and these include your medical treatment, meaning your medical bills can be paid by your own vehicle insurance PIP coverage.
However, PIP coverage only applies to car accidents, and personal injuries can happen in many different ways. If you suffered injuries in a slip and fall or another type of non-traffic-related accident, you will need to file a fault-based claim against the negligent party’s property insurance, general liability insurance for businesses, or other applicable policies.
Speak with Our NYC Personal Injury Medical Expenses Attorney Today
If you have suffered an injury and someone else was to blame, it is important to get the medical care you need as soon as possible. Then, speak with the NYC personal injury attorneys at Varcadipane & Pinnisi, PC, about your rights and the next steps to receive compensation for your medical bills. Please contact our office today for a free consultation – we serve Metro NYC as well as New Jersey.
Dawn M. Pinnisi is a Managing Partner of the Firm. She was born and raised in Brooklyn and attended Brooklyn Law School. Ms. Pinnisi predominantly handles injury claims in New York and New Jersey on behalf of victims of product liability, professional malpractice, and negligence. She has twenty years of litigation experience advocating for injured clients and has recovered millions of dollars in jury verdicts, settlements, arbitrations, and mediations on behalf of injury victims.